Frequently Asked Questions

Our offices are open Monday through Thursday, 8 a.m. to 5 p.m and until 3 p.m. on Friday. In special circumstances, advisors can meet with you later than 5 p.m. if necessary.

CLICK HERE to find out more about our team members’ experience and expertise.

No. We believe that each investor is unique, and no single plan is right for everyone. We are an independent financial advisory firm held to fiduciary standards.

We are paid by the assets under our management and/or insurance products we sell. As fiduciaries, our fees are fully disclosed in our Form ADV Part 2A disclosure document, which we are required to provide to you at the start of our relationship and on an annual basis.

You may schedule a time to visit with one of our advisors by calling our office at 636.400.7889. Or CLICK HERE to schedule a time and day that fits in your schedule.

• Your latest financial statements and documents, such as mutual funds, CDs, life insurance policies, annuity policies, retirement accounts (IRA, 401(k), TSA, 403(b)), trust, etc.
• A copy of last year’s tax return (if possible)
• Your completed client profile questionnaire, which will accompany your confirmation letter
• Any questions or concerns you may have or want to discuss

We will analyze your current financial situation by talking through the provided information with you. Then, we’ll discuss your needs, goals and specific areas of concern. This is a fact-finding discussion, not a sales presentation. By the end of the meeting, we will tell you whether or not we can help you going forward. There is absolutely no charge or obligation.

There is never a charge for the first meeting or any other meetings at any time.

Our team will conduct a complete review of your financial situation. We will also run a retirement analyzer report based on your current situation and map out a plan to steer you toward your goals. A comprehensive financial review is empowering because it allows you to clearly see where your money and planning are going to lead — allowing you to make sure you’re on the course you’d like to take.

As a holistic retirement planning firm, we uncover all the components needed for a successful retirement. We realize that investment planning is just one piece of the puzzle, and you need a comprehensive plan to get you through retirement. We call this plan your Retirement Navigator.

Our review process is about problem-solving and driving toward the goals you define that will make the process a success. We will explain the results of our review and help you understand — in straight talk — how these facts affect you, your finances and your family. With all the facts presented, you can decide how to proceed. If you agree with our strategies, our team of professionals will put your written plan into action.

Your Retirement Navigator is reviewed, monitored and updated throughout our relationship.